Home Partners of America lets you rent a home for up to 5 years with the right to buy — no obligation. But with 5.5% annual price appreciation, no rent credits, and a Tricon Residential management transition, is it still a smart path to homeownership?

Landis helps buyers with bad credit become homeowners in 12–24 months. We analyzed the real costs, fees, and credit requirements — and who it’s actually right for.

Divvy Homes was acquired by Brookfield in 2025. Here’s what that means for new applicants — plus a real cost breakdown, complaint analysis, and who should (and shouldn’t) use the program in 2026.